Money For Life

No.

I do not give financial advice.

Financial advisers are professionals who can help you plan and manage bigger financial decisions. 

For example, this is from the ASIC website:

• provide financial product advice to clients for example, giving a recommendation to clients or the general public about which financial product they should purchase.
• deal in a financial product for example, buying or selling shares on behalf of a client or issuing interests in a managed investment scheme.
• make a market for a financial product for example, where you regularly quote prices at which people can buy or sell financial products.
• operate a registered managed investment scheme. ASIC is also required to register managed investment schemes that are offered to retail clients.
• provide a custodial or depository service for example, holding a financial product, or a beneficial interest in a financial product on trust for a client
• provide traditional trustee company services for example, preparing estate management functions
• provide a crowd funding service
• provide a superannuation trustee service
• provide a claims handling and settling service, or
• operate the business and conduct the affairs of a corporate collective investment vehicle (CCIV).

Financial products include things such as shares, bonds, superannuation, interests in managed investment schemes, life insurance, general insurance, derivatives and margin lending facilities.

monetsmart.gov.au

Working with a financial adviser

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I do not give any advice on how to spend or invest your money.

What I can do however, is help you stop the habits that are preventing you from getting the life you want.

No.

Here's a list of things I do not do (from the ASIC website):

• provide financial product advice to clients for example, giving a recommendation to clients or the general public about which financial product they should purchase.
• deal in a financial product for example, buying or selling shares on behalf of a client or issuing interests in a managed investment scheme.
• make a market for a financial product for example, where you regularly quote prices at which people can buy or sell financial products.
• operate a registered managed investment scheme. ASIC is also required to register managed investment schemes that are offered to retail clients.
• provide a custodial or depository service for example, holding a financial product, or a beneficial interest in a financial product on trust for a client
• provide traditional trustee company services for example, preparing estate management functions
• provide a crowd funding service
• provide a superannuation trustee service
• provide a claims handling and settling service, or
• operate the business and conduct the affairs of a corporate collective investment vehicle (CCIV).

Financial products include things such as shares, bonds, superannuation, interests in managed investment schemes, life insurance, general insurance, derivatives and margin lending facilities.

monetsmart.gov.au

Working with a financial adviser

1. You will learn what has been holding you back and the limiting beliefs that you currently can't see in your life in relation to money.
2. You will learn exactly where all of your money goes, in very granular detail so you can make smart decisions on what to change.
3. You will get a detailed breakdown on different sections of your spending, such as health and wellness vs bad habits and wasting money. Basic living expenses vs indulgence subscriptions. And we will identify your 'savings cash cap' that you constantly hit but never seem to break through.
4. You will become a master of the amazing technology that is freely available in your current internet banking
5. You will learn to automate and set up a smart banking structure that manages all of your bills, savings and spending in a scalable way so you don't have to do the work manually, ever again.
6. You will separate regular personal expenses and other expenses if you are self employed, have a side hustle, property investment or passion project where the finances should not be mixed together.
7. You will learn how to calculate and monitor your net worth and you will learn to understand the impact of regularly doing so.
8. You will reduce your expenses, wasteful spending and tendency to make impulse buys that are eroding your financial future by understanding why you do what you do.
9. You will have a strong and reliable list of life and savings goals that will empower you to be more deliberate with your money in the future.
10. If you want to invest, I can show you how I do it. I invest in foreign shares, Aussie shares, property, crypto, gold and silver plus other things. I can show you how I do it and how simple it can be. I will not advise you on what to invest in. However, if you have a desire to buy anything, I can show you how I have been doing it for 10 years and you can copy me if you want.

Plus a whole lot more.

• I work best with people between 27 and 45 with an annual salary or income between $68,000 (the Australian mean income) and up to $300,000 annual salary.
• My program was originally built for self employed people whose incomes varied week to week. So if that is you, then this will solve a lot of problems and change your life for the better in so many ways. 
• 72% of my experience is with individuals. 28% with couples.
• My program is suitable for Australia, New Zealand, UK and USA residents.
• If you do not meet the above, then this may still be suitable for you. Let's talk and see if we are a fit. Book a call here.